Homeowners is not flood insurance

When Oliverea residents Kate and Herb Van Baren’s house was flooded, “Our homeowner’s insurance covered nothing except the food that spoiled in our refrigerator,” said Kate. “A lot of people think they should get flood insurance only if they’re likely to get flooded. But homeowner’s doesn’t even cover you if a sewer backs up into your home. We’re in flood zone C, outside the 500-year flood plain, so our flood insurance was not that expensive. It’s well worth the money.”

Many area residents are struggling with insurance companies, hoping to defray the . . .

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