Beyond the bank: An innovative approach to lending in the Hudson Valley

Though the banks are still the indispensable cornerstone of the capital market, they’re not the same players they used to be. They can't (and weren't meant) to address every situation. Filling a gap locally are Pioneer Capital and Hudson Valley Startup Fund, complementary peer-to-peer lending platforms that allow people to borrow and lend money without the necessary participation of a financial institution . . .

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